All the creatures created by Allah SAW are for the benefits of His Owned creatures; no matter either it is for men or other creatures.
In Surah Ali-Imran Verse 191, Allah SWT clearly mentioned that “those who remember Allah standing and sitting and lying on their sides and reflect on the creation of the heavens and the earth: Our Lord! Thou hast not created this in vain! Glory be to Thee; save us then from the chastisement of the fire”.
In another words, it means that Allah SWT has created enough resources for His creation in utilizing and get benefits from this utilization. This is generally contradicted from the general understanding of contemporary economy in which the resources are scarce in fulfilling the unlimited wants. In cardinal believe in Islam is that Allah SWT has created a bounties of resources which is enough and fit for human and creatures utilization. And at the same time Allah SWT also provides for His Ummah a guideline in controlling their wants and guiding them to the straight path.
There are two sections which can be categorized for Muslim daily activities which are ibadah khususiyyah and ibadah umumiyyah. Ibadah khususiyyah also known as an act of worship, its principle is, everything is not allowable except those religious acts which can be taken only from what Allah Himself reveals (Al-Qardawi, 1960). A hadith said that ‘Any innovation in our matter (worship) which is not a part of it must be rejected’. (This hadith is classified as muttafaq’alayh (agreed upon by the two great scholars al-Bukhari and Muslim). In another word, it is predetermined by Allah SWT through His revelation and being exemplified by His messenger in an act of worship and it is not a human business in creating new ways in worshipping Allah SWT. Any new ways will be penalized and not rewarded by Allah SWT
However in the issue of muamalat transaction, it fell under Ibadah Umumiyyah in which the principle is nothing is haram except what is prohibited by a sound and explicit nas (nas denotes either a verse of the Quran or a clear, authentic, and explicit sunnah (practice or saying) of Prophet Muhammad (SAW) (Al-Qardawi, 1960). It means that all transactions under the categories of muamalat are halal except those identified by the religion as haram. The identification may be recognized via Al-Quran, As-Sunnah, Ijma’, Qiyas and a few other mechanisms proposed by the Islamic Jurists.
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